Thursday, April 02, 2026

Cause and Effect Alexi

From the Contrarian X / Twitter feed, pointing out Giannoulias's campaign commercial:

  • [Giannoulias] Car insurance premiums are crushing Illinois families. We are fighting back! Our bill has passed the House and now heads to the Senate. Please call your senator and urge them to support Senate Bill 1486.
  • [Contrarian]  Interesting how Alexi omits the fact over 23K cars are stolen in Chicago every year.

    This number excludes vehicular hijackings.

    CPD won’t even send a car to your house when someone calls 911 to report their car stolen.

    CPD will not chase a stolen car.

    CPD will not investigate hit and run crashes unless the collision results in great bodily harm or death.

Insurance companies aren't in the business of losing money, so they increase rates based on real actuarial recommendations and studies that show democrat policies of rewarding crime instead of punishing it are money losers for them, so you're going to pay a pretty penny for basic coverage. 

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47 Comments:

Anonymous Anonymous said...

But if you’re a migrant with no license, Area 1 PRT will long form you to justify their existence. They are the new traffic unit. 009 lock up looks like a migrant shelter when they are in our district.

4/02/2026 12:05:00 AM  
Anonymous Anonymous said...

"CPD won’t even send a car to your house when someone calls 911 to report their car stolen.

"CPD will not chase a stolen car.

"CPD will not investigate hit and run crashes unless the collision results in great bodily harm or death." - SCC

Proof positive that the police should be defunded - eliminated. "Social workers" and "community neighborhood restorative justice courts" handle it all - i.e., generate a piece of paper and toss it on the pile to justify next fiscal year's taxpayer funding for their useless behinds.

Brandon "One-Term" Johnson sees it that way...as do so many others.

No kings. Tellin us how to do.

*


4/02/2026 12:15:00 AM  
Anonymous Anonymous said...

Pay cash, drive a beater and only get liability insurance. If you get into an accident, you buy another beater. Been doing it for years. Its the only way to battle rising insurance costs. Used cars go 200k these days. When I started driving, they only got around 75-90k before you had to junk them.

4/02/2026 01:02:00 AM  
Anonymous Anonymous said...

But you can report suspected fake license plates that may belong to ICE agents through his hot line.
A real genius and a moron!

4/02/2026 02:43:00 AM  
Anonymous Anonymous said...

I love when politicians who make their money off of tax dollars and can't manage their own family's business properly, tell private companies how to run their business. The democrats in Illinois let criminals run wild and illegals drive without a license or insurance and we all pay for it and now these dumbass politicians want to punish private companies. The politicians blame everyone but themselves.

4/02/2026 03:39:00 AM  
Anonymous Anonymous said...

Hit and runs are everywhere and no one is doing much with it. The department could care less.

4/02/2026 05:50:00 AM  
Anonymous Anonymous said...

That is some BS policies. I've had my fence damaged by the same big truck driver (who shouldn't have a CDL) twice. The second time was a H & R with $3900. Hit & Run in a commercial vehicle is supposed to mean disqualification, but they would not prosecute! I had video of it. Tried getting State Police to take it, but they refused.

4/02/2026 06:36:00 AM  
Anonymous Anonymous said...

I thought when we all get insurance the cost goes down. We need to convince the holdouts that by not getting it - it makes us pay more. Not sure how to get the Democrats hold outs to buy insurance. They are used to everything is free.

4/02/2026 06:43:00 AM  
Anonymous Anonymous said...

What about general vandalism with windows blown out, people jumping on cars, air bags stolen, CC stolen, and a whole litany of stuff.

4/02/2026 06:59:00 AM  
Anonymous Anonymous said...

well, if they complain about all the crime that might look bad for those committing the crimes and that would be racist

4/02/2026 07:10:00 AM  
Anonymous The Keesing Bandit said...

What is "his" bill?

Now, kees me you fool!!!!

4/02/2026 07:34:00 AM  
Anonymous Anonymous said...

A lot of stolen cars. What is being done about it?

4/02/2026 07:39:00 AM  
Anonymous Anonymous said...

No one cares because it’s just Chicago taxpayers money. That is less than half the city paying. Some think that’s good because they get everything for free.

4/02/2026 08:34:00 AM  
Anonymous Anonymous said...

That’s my plan. Lot of officers driving like doctors, lawyers and high end earners only to be broke. Living paycheck to paycheck.

4/02/2026 08:36:00 AM  
Anonymous Anonymous said...

It isn’t going to change or get better.

4/02/2026 08:37:00 AM  
Anonymous Anonymous said...

Democrat’s have been the biggest problem. They are worse than the street thugs. They allow the street thugs to operate with impunity.

4/02/2026 08:39:00 AM  
Anonymous Anonymous said...

Nothing. The CPD moved it off to auto makers and insurance companies.

4/02/2026 08:40:00 AM  
Anonymous Anonymous said...

What about homeowners insurance, that's a motherfucker too, and I know that's not under alexis realm, just sayin

4/02/2026 08:55:00 AM  
Anonymous Anonymous said...

Um, excuse me, but if the insurance companies can't make a profit, you will have the NJ experience: Insurance companies refusing to write policies in the state and closing up shop, leaving consumers with even fewer options and high rates. I'm no fan of the industry but I've seen it happen. Get rid of the soft on high jacking, care thieves and you might get the rate down. Yeah yeah, sure.

4/02/2026 09:21:00 AM  
Anonymous Anonymous said...

Until they don't even offer insurance. Look at fire insurance in CA as an example.

4/02/2026 09:25:00 AM  
Anonymous Anonymous said...

According to this shootings cost cook county 3 billion/year.

https://www.chicagobusiness.com/crains-forum-gun-violence/direct-and-indirect-costs-chicagos-gun-violence-push-total-billions/

4/02/2026 09:37:00 AM  
Anonymous Anonymous said...

I don't know if Giannoulis knows this but he's white, the black community will never vote for him against any black candidate no matter how much their taxes are raised and their neighborhoods are destroyed.

4/02/2026 09:52:00 AM  
Anonymous Anonymous said...

Can you speak Spanish? If you can, maybe you can convince the illegals to get insured?

4/02/2026 09:57:00 AM  
Anonymous Anonymous said...

These asshole idiots can't help themselves. State Farm left California since the shit policies of that state guarantee your house will burn down every two years. Cant lose money like that. Insurance companies will leave this state too. Fuck you to the consumer, creating a monopoly forcing you to pay more.

4/02/2026 10:19:00 AM  
Anonymous Anonymous said...

Biggest fucking scam out there. By law you have to have it but when one makes a claim they drop you like a hot potato or raise your rates

4/02/2026 10:35:00 AM  
Anonymous Anonymous said...

Its a form of reparations

4/02/2026 11:11:00 AM  
Anonymous Anonymous said...

Insurance rates in Illinois actually go up when you become a senior, even if you have no accidents and drive as few as 6000 miles a year. They claim it is the failing eyesight of seniors. I pay $2400 a year for two cars.

4/02/2026 11:27:00 AM  
Anonymous Anonymous said...

If I loose a finger during a hit and run is that considered great bodily hard? Asking for a friend.

4/02/2026 11:41:00 AM  
Anonymous Anonymous said...

Good..fuck em, lock up all the illegals, have to get them in the system one way or another since alot of them by-passed Border Patrol.

4/02/2026 12:20:00 PM  
Anonymous Anonymous said...

These citizens come into the station bitching and demanding a report that goes completely no where..Fuck You, Pay Me! They need to add a new UCR code for Non-Criminal "Waste Of Time" or secondary charge of "Complete Bullshit".

4/02/2026 12:27:00 PM  
Anonymous Anonymous said...

Whats a CC?

4/02/2026 12:51:00 PM  
Anonymous Anonymous said...

Add in all the Honda crv broken windows and airbag thefts. Thats about $2000 per car and prob 500 cars citywide if not more. Thats not going to help.

Did they force reporting car insurance because people figured they’d just stop buying it and roll the dice?

I know i considered it. Insurance is prob a household second biggest expense after rent or mortgage.

4/02/2026 01:29:00 PM  
Anonymous Anonymous said...

Catalytic Converter

4/02/2026 02:11:00 PM  
Anonymous Anonymous said...

This bill sounds similar to one Wretched Gretchen Whitmer passed in Michigan regarding the cost of catastrophic coverage attached to auto insurance medical. She claimed the premiums were too high and demanded a freeze on premiums. Guess what happened? Auto insurers froze those premiums, and CUT BENEFITS to insured who had paid for the coverage and who were receiving treatments. Her act caused one family (upper middle class, BTW) to lose their home and draw down the husband's rather large 401K holdings to make up the difference, b/c an uninsured illegal put his wife into a wheelchair and a rest home.

4/02/2026 02:12:00 PM  
Anonymous Anonymous said...

Good. Lock these mutts up, get fingerprints and a photo, so when they do something serious, like murder, it can help out. Seen a few high profile rapes/murders greatly assisted by looking at body cams from their stops/arrests for minor shit. Lock them up for everything you can, Fuck’em.

4/02/2026 02:48:00 PM  
Anonymous Anonymous said...

How dare citizens come into the station and ask you, the desk officer, to do a report for them. You’re the report police, write the report, it’s your only function at work.

4/02/2026 02:54:00 PM  
Anonymous Anonymous said...

Evil. Plus the state makes seniors retake the drivers license test every year after I think age 80. That's a total cluster. It's minimally a 2 hour wait, even with an appointment. Who wants to drive to Skokie for the no wait appointment?

4/02/2026 03:19:00 PM  
Anonymous Anonymous said...

Totally. Had that happen last year. Same company for decades. The accident cost a few grand to fix the bumper. (someone 🙋🏼‍♀️, Lucy jr😁) backed up into a low concrete post.)

After decades of taking my money, they raised the rates sky high, then the next increase, curb kicked me. Did the same to someone else I know.

I have a better company now: Erie.

4/02/2026 03:29:00 PM  
Anonymous Anonymous said...

Everytime I renew plate or DL I take the insurance card and offer to display. The usual comment given - "I don't need to see that."

4/02/2026 04:25:00 PM  
Anonymous Anonymous said...

This 100%. Cars are a depreciating asset starting with the second you drive it off the lot. Especially in a demolition derby like Chicago - just get a $500 car from the auction, liability, drive the shit out of it. MAYBE change the oil once in a while... when it gets crazy, take it back up to the auction and run it through the chutes for a couple hundred, and pick up another beater...

Urban yutes want to run on the hood? Zero fucks given with a beater... In fact, the more rough it is, the better - less apt to be screwed with or stolen.

4/02/2026 05:33:00 PM  
Anonymous Anonymous said...

Has ole Alexi paid back the funds from the bank?

4/02/2026 05:34:00 PM  
Anonymous Anonymous said...

You're nuts!

4/02/2026 06:42:00 PM  
Anonymous Anonymous said...

Insurance companies are scam artists. Fuck them all if I pay years and years of premiums the least they can do is not hassle me when submitting 1 claim.

4/03/2026 06:37:00 AM  
Blogger Greg G said...

Illinois used to send you a card to report your insurance coverage before renewing your sticker. I had a 15 year old pickup every year I got the card.

4/03/2026 07:34:00 AM  
Anonymous Anonymous said...

Far too many people still will leave a vehicle running with
keys in the ignition, or the fob left inside of the vehicle.
THAT, and too many people just don't carry adequate
insurance coverage, if any, That's why insurance
premiums are high all across the country. And I
won't even get into the lack of any serious traffic
enforcement by local law enforcement. Rarely see
anyone pulled over by a quad car in Chicago.
Has anyone who regularly uses lake shore drive
seen any serious traffic car presence out there?
Stop blaming the high cost of car insurance on
Alexi. There's plenty of consumer and LE blame
to toss around. How many DUIs are written in
Chicago yearly? I'll bet that the numbers are
abysmal, and have been for several years.

4/04/2026 04:50:00 AM  
Anonymous Anonymous said...

I was thinking the same thing. They just had to wait long enough for the scandal to be long forgotten by most. Most not all. Clean slate now to
Re start one’s political rise.

4/04/2026 11:35:00 AM  
Anonymous Anonymous said...

when offenders are arrested, no cash bail, no jail time.that is the problem.

4/04/2026 01:32:00 PM  

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