Retiree Health Care Victory?
This appears to be very good news from earlier in July:
- The Appellate Court decision is out and here is a synopsis of Clint Krislov’s interpretation.
The covered class entitled to lifetime benefits including all of Class 3 and most of Class 4 that means anyone hire before June 16, 2003. Everyone who became a “participant in the system” (hired before June 16, 2003) by the 2003 settlement is entitled to lifetime benefits
The ruling includes Class 1, 2,3 (hired by August 23, 1989) and most of Class 4 (post August 23, 1989 hires). The Appellate Court views the only protected benefit is the $55/$21 a month contribution for Police and Fire and $25 a month for Laborers
The ruling doesn’t address those hire before April 1, 1986 who do not qualify for Medicare.
There is 35 days to appeal to the Illinois Supreme Court.
We're halfway through the 35-day appeal time frame. If anyone has links to the decision or a deeper understanding of what it all means, post it in the comments.
This might....MIGHT....trigger another wave of retirements, rendering Rahm's hiring wave moot.
This might....MIGHT....trigger another wave of retirements, rendering Rahm's hiring wave moot.
Labels: good news
posted by SCC at 12:05 AM
105 Comments:
Ok so if hired in 2000,2001,2002 you are entitled to free health insurance as promised? Asking because I can't find a link to read up on this.
I wouldn't celebrate until the 35 day window has passed by several days.
The city is likely working on an appeal, but will not say anything until it is filed just before the deadline.
They will appeal. This decision is too costly to not appeal.
Do not be surprised if they appeal. Do not be disappointed.
I would not be surprised if this goes to the IL Supreme Court and the US Supreme Court in turn.
Lots of money on the line. Lawyers will be happy to argue this case.
I'm sorry but there should be a grandfather hire date that when you
we're hired that the expectation was you would recieve healthcare when
you retired.
This city is all about messing with the little man. Does the other
government employees get no healthcare when they retire?
If not this isn't right
I hope 9.5 eventually has to give refunds to retirees back to 01 January 2017 which is the date when he unceremoniously dropped them from the city's healthcare arrangement. His emails showed he was so proud of his accomplishment. Refunding all the money might wipe the smirk off his face.
All this means is the City pays $55 and your stuck with the rest of the cost.
After watching that video it is clear that guy is a complete ASSHOLE. His only goal was to harass police. Maybe he was drunk again. If you dont know how to get to your own house after they told you the boundaries of the crime scene you stupid fuck, you shouldnt be driving. I laughed out loud when the officer told him to quit recording and pull up a Google map ! How can a complete imbicile like this be trusted with anything that has to do with helping to run a city ? Shameless pompous fool.
wtf does this mean?
2 thoughts on this. Never underestimate the ability of Il Sup Court to overturn good solid case law. Remember the wedding dress in the basement? Finally, it's hard to squeeze blood out of a turnip.
Doesn't affect the CPD directly, but the Mohammed Noor shooting in Minneapolis looks really bad.
No one can understand why he shot, and he isn't talking.
Just like the BS red light tickets.
This city is mismanaged. All this court action for what.
The contract is a disaster now city has to pay again
Rahm's 'hiring wave' is already moot. The city is NOT keeping up with attrition and the hiring pool for the hiring wave is thinning out once they get to the serious parts of the hiring process. I'm not speculating; this is fact.
No Offense, But why show Our hand here on the blog? Why not let the clock Run-Out then post this? Yes, it may have made the papers but you know Asshole Rahm and his Asshole Aldermice read the blog.. Just Saying
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year.
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
We getting medical back??????
Dirty democrats were trying to make a class of people who can NOT retire until 65 or 67, and if they do, they pay through the ass or a force to donate a kidney on the black market in order to pay for health insurance. There is a special place in hell for scumbags like Rahm and Prickwinckle. Baby G
waiting to hear what tiny dancer has to say about this... remember just a few days ago the pensions would be solvent?
ILGA will need to pass another 32% increase on earnings... mark my words!
The way this was explained was that the city is only on the hook for 55 bucks a month. If you can find insurance for 55 bucks good luck. You are responsible for paying the balance of the monthly bill which will be well over 1500 dollars.
Will the CPD retirees that were at least 50 and had 30 years be covered by this ruling?
Great, but I'm still gonna stick around.
Could this mean that anyone hired before 2003 would be entitled to lifetime health insurance? For them or is the spouse included what about the cost?..
Thanks to Dean and the previous board great job
The Appellate Court views the only protected benefit is the $55/$21 a month contribution for Police and Fire and $25 a month for Laborers
That is the only benefit the court say retirees have. $55/$21 a month contribution towards healthcare not free healthcare.
I'm an attorney; the holding (Actually it's a remand order, so it's over yet regardless of whether the city appeals or not) is spelled out on pages 22-24 of the opinion. Case is Underwood v. City of Chicago, 2017 IL App (1st) 162356. Deadline to appeal to the Supreme's expires in 14 days. Knowing Chicago, they will. Stay tuned.
You reckon the benefits will be provided, when the coffers paying for said benefits are empty?
They used to say "You can't get blood out of a turnip."
J.J.
The appellate court says that the Pension fund, not the city, is obligated to pay $55 per month towards your insurance. This is based on state pension laws during the 1980s.
Don't hold your breath when this gets to the Supreme Court.
Anonymous Retired CPD Pauper said...
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year.
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
7/21/2017 01:51:00 AM
Should have worked some part-time jobs to get the credits.
I really like Aetna insurance as my Medicare supplement, the Blue Cross policy that we had with the city was SHIT!!! THERE ARE MANY THINGS THEY DON'T COVER.
I really don't understand all this. Can anyone explain all this to me. I retired as a PO with 31 years and am not too bright so an easy explanation would be great.
Everyone gets Medicare. Everyone! If you don't have your quarters, you just pay more. Medicare is a government insurance program for the elderly, and everyone qualifies for it, 40 quarters or not.
This ruling is not the last word on retirees medical. The attorney's are still fighting this law suit against . The real sad thing, the Fire Department hasn't contributed to the attorney's involved and these assholes are going to benefit from all of us who contributed. Today, I'm going to drop a C-Note to this law firm. I hope our Union reconsiders and drops something into the pot. This case is still working its way through the courts people, and it take money to beat this little prick.
Anonymous Anonymous said...
All this means is the City pays $55 and your stuck with the rest of the cost.
7/21/2017 12:26:00 AM
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True, in a sense. However, aside from that having always been the case, the retiree health plan that I opted for, while so far-so good, could be tossed to the curb by the company in Jan, 2018, and I would be left to searching the market for a replacement. The City guaranteed plan would be, well, guaranteed. That is the difference. Face it, all plan rates go up each year.
Anonymous said...
We getting medical back??????
7/21/2017 03:13:00 AM
-----------------------------
Are you an Englewood troll?
Anonymous said...
Doesn't affect the CPD directly, but the Mohammed Noor shooting in Minneapolis looks really bad.
No one can understand why he shot, and he isn't talking.
7/21/2017 12:59:00 AM
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Hello, citizen.
How much of each retiree's premium does the city have to pay???
If you stay on til you're 55 you are covered right?
is this for the municipal pension system also?
http://www.illinoiscourts.gov/Opinions/AppellateCourt/2017/1stDistrict/1162356.pdf
To the retired guy without the quarters of social security for medicare- look into buying those quarters- it can be done.
Anonymous said...
Doesn't affect the CPD directly, but the Mohammed Noor shooting in Minneapolis looks really bad.
No one can understand why he shot, and he isn't talking.
7/21/2017 12:59:00 AM
He exercises his legal right to decline to be interviewed and that makes him wrong?
We always exhort others to wait til the facts come out, but YOU feel the desperate need to pre-judge him?
Ah, the instant gratification generation.
I love it when the courts bitch slap asshole Rahm.
7/21/2017 12:26:00 AM
Anonymous Anonymous said...
After watching that video it is clear that guy is a complete ASSHOLE. His only goal was to harass police. Maybe he was drunk again. If you dont know how to get to your own house after they told you the boundaries of the crime scene you stupid fuck, you shouldnt be driving. I laughed out loud when the officer told him to quit recording and pull up a Google map ! How can a complete imbicile like this be trusted with anything that has to do with helping to run a city ? Shameless pompous fool.
7/21/2017 12:32:00 AM
Speaking of drunk again.... you're posting on a different subject matter than this heading.
Have you been drinking??
Anonymous Retired CPD Pauper said...
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year.
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
7/21/2017 01:51:00 AM
---
wow ... so you came on around 1977 and have no medicare. My dad came on, I believe in 1966, and has Medicare, and so do I.
So there's a whole group in there that, for whatever reason, doesn't get it, never paid into it. Not sure how all that works ... or why they did it that way.
Rahm is a sneaky bastard. Wait for his next move.
I can't find the Appellate Court decision nor Krislov's interpretation of it. Is there a link?
I have been following this and all I know for sure is that the guys hired before 1989 have a constitutional claim. I don't even know if that constitutional claim has been decided.
Retired CPD Pauper said...
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year.
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
7/21/2017 01:51:00 AM
And the real bad news, nothing says it will stay at $1466.00 per month. It most likely will keep increasing. Hopefully, we will prevail in court. Say some prayers.
7/21/2017 12:26:00 AM
Anonymous Anonymous said...
All this means is the City pays $55 and your stuck with the rest of the cost.
Not sure about that. Thought the city paid 55%, not $55
7/21/2017 12:58:00 AM
Anonymous Anonymous said...
2 thoughts on this. Never underestimate the ability of Il Sup Court to overturn good solid case law. Remember the wedding dress in the basement? Finally, it's hard to squeeze blood out of a turnip.
Sure hope you are wrong, but the Illinois Supreme Court rules in favor of the retirees in a case almost identical as ours regarding state employee retirees. Gives us some hope
Anonymous Anonymous said...
I hope 9.5 eventually has to give refunds to retirees back to 01 January 2017 which is the date when he unceremoniously dropped them from the city's healthcare arrangement. His emails showed he was so proud of his accomplishment. Refunding all the money might wipe the smirk off his face.
Let's hope he has to give refunds back to 2014 when he and the city reduced the percentage of their share of health care. He reduced it over 3 years
Anonymous Anonymous said...
All this means is the City pays $55 and your stuck with the rest of the cost.
7/21/2017 12:26:00 AM
You are wrong about the $55. It was 55% and back in 2014 the city began reducing their share over 3 years until 2017 when they stopped paying. The first year it went from 55% to 40%, the next year to 25% the third year to 15% and then eliminated in 2017
It was a 3 year progressive decline in the percentage although my figures are estimated, but that how it was done
Anonymous Retired CPD Pauper said...
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year.
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
What the city does is offer you a supplemental policy once you reach Medicare age. Even before this decision, the city had higher rates, considerably higher rates for retirees that weren't eligible for Medicare. That's why even prior to this decision most po's worked a part time job or even a full time job after retiring to get their 40 quarters. The city differentiately between Medicare eligible and non Medicare when giving insurance costs and rates
I got this last night. It came with an attachment containing the appeal.
Dear Retirees,
Attached is the petition for rehearing we filed today.
I think we’ve covered the points they got wrong.
Some should be corrected, in our favor;
Who knows? Maybe they’ll give us the courtesy of an in-person argument.
Regardless, we’ll have 35 days to petition the supreme court after they rule.
Your comments are invited
Keep our fingers crossed.
We’ll keep you posted.
Contributions are needed and welcomed.
Repeats encouraged.
Hey Trustees: is the city keeping up with their contributions?
Nice...
Numerous IOD's, Been shot at a few times, Numerous family functions missed, Spent to many yrs in the Ghetto- the list is endless. Being the Police allowed me to help those less fortunate than I, to live life just a little better. It was gonna all be worth it!
OK, I was willing to trade a normal life, physical well-being and mental health for promises that seemed worth the risk. My chosen profession. My Choice. I was willing and able to do what others would cringe at and be in physco-therapy for years.
Thought I'd be taken care of into Retirement. Well, I guess my trade wasnt worth it. Cause those in power decided to change the rules of the game.
The more you think of these issues, the more questions ya have. Who is to blame? Yeah, some blame goes on "US" cause retro cks were more important and we basically ignore whats going on politically in the City. Some goes on the "FOP" for not having the intelligence or foresight to educate it membership about the future. Democrats- cause face it they have been the power base in Chicago for almost the last 100 years, and they change things to fit their needs and stay in power.
Retired CPD Pauper.... "live on a diet of beans, macaroni and cat food. We can't make financial ends meet"
Just shows that the Rahmista's political plan worked like a charm. That's exactly what they wanted & have worked to achieve
They hate you, it's that simple. Heck, they hate everybody except for their "pet" political "identity" groups & they'll hate them if any of them ever turn on the alinskyites & rahmista's
They can deem & define anyone as "deplorable" at any time & start cutting off the money
so's'ya better toe the line & keep yer yaps shut except for yelling "Viva" at their political rallies
The city will pay $55,we are on the hook for the rest?
Anonymous Anonymous said...
Doesn't affect the CPD directly, but the Mohammed Noor shooting in Minneapolis looks really bad.
No one can understand why he shot, and he isn't talking.
7/21/2017 12:59:00 AM
Where are the black lies matters group the preacher? Nowhere simply because this idiot was a diversity hire was he even a legal citizen? He comes from a terrorist region was he mad at white girls? Firing across inside car f him he could've killed his partner gee since he is diverse when will riots start?
The city is going to appeal.....no victory yet. Will also need that $55 adjusted to current cost of living.
Why didn't the city give the pre 1986 non Medicare eligible individuals an opportunity to deduct from their salary what was needed to be eligible for Medicare ?? They did this to the new hires starting in 1986.
So the city has the contribute $21 a month toward our health care. What a win! Now instead of $1800 a month, we pay $1779!
Where is that par form?
If I use the VA, does the city owe me $55 a month....
Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. My only Social Security quarters received were from summer jobs while attending college, far short of the 40 quarters required. Aside from the CPD, I never worked another job. Neither I nor my wife qualify for Medicare. No one told me and similarly situated officers that come 2017 we would lose our health care coverage at the whim of a mayor.
---------------------
Sorry Sir.
Shame on ANYONE who does not start doing their homework on retirement when they reach their 40's. Even if you had the cities health care everyone knows you need the appropriate number of quarters for Medicare.
I once saw an old copper in 025 as he was asked, "Do you have enough quarters?"
He actually pulled quarters out of his pocket and started counting them.
Many on this site criticize us for whoring the VRI.
Believe me, I AM MAXED OUT in deferred comp and plan for the worst if the pension shits out.
Stop being lazy officers. Don't count on this damn job alone.
"Now retired, I joined the CPD over 40 years ago right after graduating from an out-of-state college. Lifetime health coverage was a foregone conclusion. . .
. . . I'm now paying $1,466 per month to continue receiving BC/BS PPO coverage. $1,466 x 12 months = $17,592.00 per year."
----------------
You went to an out of state college?
Should have been smart enough to tread water.
Anyone interested in reading the opinion should see the sentence below.
Click http://www.illinoiscourts.gov/Opinions/AppellateCourt/2017/1stDistrict/1162356.pdf to read the opinion for yourself. It is dollars not percent being described.
I believe he might have shot her because her ANKLES were visible! This is on the list of Taliban's Rules! A woman can be punished with death for showing her ankles in public!
Great legend wagonmens in 20, said kid get pt job get your SS credits and double your income,thanks 2070 R.I.P.
I was told Illegal immigrants who never paid into it are receiving the Medicare Benefit! Can anyone verify this ?
After all those years of outstanding service in the streets of Chicago's most violent and dangerous neighborhoods, Mayor Rahm Emanuel boastfully arranged that my spouse and I live on a diet of beans, macaroni and cat food. We can't make financial ends meet.
Sorry to hear brother that you have to go through this after all you've given. Our retirees deserve a stress free life. Reading your post made my blood boil.
Most worked over 30 years and the Democrats say F-U.
I think Rahm (or any subsequent Democrat mayor) if court ordered, will only pay an amount that was promised and not keep a cost of living increase as part of a settlement. That free healthcare payment will be some 1985 amount and that's it.
Lie - Deny - Cheat.
Yet millions of dollars funneled for Sanctuary ID's and Immigrant Legal Aid.
Now go pay your Water and RE Tax bills before you get socked a late fee penalty.
"Doesn't affect the CPD directly, but the Mohammed Noor shooting in Minneapolis looks really bad.
No one can understand why he shot, and he isn't talking." 7/21/2017 12:59:00 AM
— First thought since he reached across his partner to shoot her is that he was angered by her presence, perhaps demeanor and appearance. Common among non-assimilated and vetted.
He did offer condolences, but that alone isn't building any trust in understanding his motive.
Seems cold heartedly intentional, given the background and similar incidents nationwide.
No - I will not give any benefit of the doubt.
Liberal City of Minneapolis will sweep this under the tolerance and refugee welcome mat.
do you think there is a little confusion between 55/21 which the pension fund pays toward our medical and the 55% the city is suppose to pay for our medical.
WE PAY 55 DOLLARS! the city pays 55 percent correct?
Living on macaroni, beans and cat food. Really? There are a lot of people out there that worked far more physical jobs then ours have no pension. Adjust your lifestyle or get a job. Don't start talking like "those people" who need to be taken care of their entire life. I'm not saying it's right what these spineless lying thieving politicians are doing but do what you have to do. A lot of people also work well into their 70's and have no pension either. I can't believe you threw the "cat food" out there.
You went to an out of state college?
Should have been smart enough to tread water.
Fuck you Rahm.
Anonymous Anonymous said...
WE PAY 55 DOLLARS! the city pays 55 percent correct?
No you idiot
The pension pays $55 dollars you pay the $1400 plus remainder. Read the decision. Retirees get screwed. That's why the union said the fight continues.
Anonymous Anonymous said...
Why didn't the city give the pre 1986 non Medicare eligible individuals an opportunity to deduct from their salary what was needed to be eligible for Medicare ?? They did this to the new hires starting in 1986.
Probably because those old timers who get criticized for having less education and not an out of state university were smart enough to make sure they had the quarters for Medicare whether it was a working wife, part time job or a job after retirement and before Medicare to make up the needed quarters. Back then everyone I know prepared to have the 40 quarters necessary for medicare
7/21/2017 06:48:00 PM
Anonymous Anonymous said...
Living on macaroni, beans and cat food. Really? There are a lot of people out there that worked far more physical jobs then ours have no pension. Adjust your lifestyle or get a job. Don't start talking like "those people" who need to be taken care of their entire life. I'm not saying it's right what these spineless lying thieving politicians are doing but do what you have to do. A lot of people also work well into their 70's and have no pension either. I can't believe you threw the "cat food" out there.
The most violent and dangerous neighborhoods was also a nice little touch
Anonymous Anonymous said...
Great legend wagonmens in 20, said kid get pt job get your SS credits and double your income,thanks 2070 R.I.P.
Wouldn't be HT & DF? Would it. They told me the same thing
And the local 2 fire union doesn't give a dime for their members. Or ours. But they will benefit if our, Krislov, lawsuit is a winner. Thanks FireFighters. NOT !!!
The police chief in Minneapolis resigned today over the shooting of woman by a Somali born cop. The usual police hating thugs now want the mayor to resign. What the hell has happened to this country. Hold the cop accountable not the entire city government.
7/21/2017 06:48:00 PM
Anonymous Anonymous said...
Living on macaroni, beans and cat food. Really? There are a lot of people out there that worked far more physical jobs then ours have no pension. Adjust your lifestyle or get a job. Don't start talking like "those people" who need to be taken care of their entire life. I'm not saying it's right what these spineless lying thieving politicians are doing but do what you have to do. A lot of people also work well into their 70's and have no pension either. I can't believe you threw the "cat food" out there.
7/21/2017 07:12:00 PM
Yeah but they get social security and have 401k's. It's a little hard to save money when you already have the thieving city taking $700+ dollars per month out of your paycheck for the pension. Quit defending this bullshit. I don't want to get a job because I already have this one that promised me a pension when I retire after 30 years of contributing into it.
7/21/2017 01:51:00 AM
---
wow ... so you came on around 1977 and have no medicare. My dad came on, I believe in 1966, and has Medicare, and so do I.
So there's a whole group in there that, for whatever reason, doesn't get it, never paid into it. Not sure how all that works ... or why they did it that way.
*******
I came on in '73 and had my quarters...surprising as it may seem.
So I too, have Medicare.
And my monthly SS direct deposit is......$27.
Retired/30+
RELEVANT SECTIONS OF THE DECISION
In 1983, the City agreed to provide a subsidy for the Police and Firefighter funds for a healthcare benefit. Under that plan, the respective annuity and benefit funds (the Funds) would provide a subsidy to the City to cover a set amount of the participants’ healthcare ($55 per month for non-Medicare-eligible retirees and $21 per month for Medicare-eligible retirees).
None of the retirees have a right to lifetime coverage based on contract, estoppel, or any constitutional theory other than the pension protection clause. Similarly, none of those other theories entitle the retirees to a benefit level greater than that provided by the 1983 and 1985 amendments.
The result here will predictably leave both sides unhappy. The retirees have intimated that the 1983 and 1985 fixed-rate subsidies are insufficient because the amount of the benefit covers little of their ever-rising healthcare premiums.
we hold that any retiree that began participating in the system before the 2003 settlement was executed has a claim for relief based on the 1983 and 1985 amendments by operation of the pension protection clause.
"we hold that any retiree that began participating in the system before the 2003 settlement was executed has a claim for relief based on the 1983 and 1985 amendments by operation of the pension protection clause.
7/22/2017 02:05:00 AM"
Who is "we" City law department?
I worked part time Jobs for over 40 years and have 27 years of continued contributions so I only lost $180. Per month due to the so called Rostenkowski bill, I started collecting at 64 and a half and get 590 per month after taxes and federal taxes. I know a few coppers who will lose nothing because they have 30 year of contributions. So I will take it.
Anonymous Anonymous said...
I really like Aetna insurance as my Medicare supplement, the Blue Cross policy that we had with the city was SHIT!!! THERE ARE MANY THINGS THEY DON'T COVER.
7/21/2017 08:33:00 AM
==================================
I whole heartily agree. BUT, they [Aetna] could tell us to go pound sand whenever they decided, for whatever reason, whereas the City plan, if it is re-instated, would be a contract ordered by a judge. I would like Aetna to get that contract.
What If I Haven't Worked Long Enough to Qualify for Medicare?
You may have more options for coverage than you think
by Patricia Barry, AARP Bulletin, Updated April 2014|Comments: 11
En español l Q. I haven’t worked long enough to qualify for Medicare. What are my options?
A. Medicare is a big umbrella, covering several different aspects of health care. So strictly speaking, not having worked long enough to “qualify” means only that you can’t receive benefits for Medicare Part A (hospital insurance) without paying premiums for them. But you most likely qualify for Medicare Part B (which covers doctors’ services, outpatient care and medical equipment) and for Part D (prescription drug coverage) because these have nothing to do with how long you’ve worked.
Normally, you need to have earned about 40 “credits” or “quarters” by paying Social Security and Medicare payroll taxes while working — equal to about 10 years of work — in order to get Part A services without paying premiums. The premiums have already been covered by your payroll taxes.
However, if you don't have enough credits you may qualify for premium-free Part A services on the work record of your spouse, provided that you are 65 or older and your spouse is at least 62. In some circumstances, you may qualify on the work record of a spouse who is dead or divorced. Following the overthrow of the Defense of Marriage Act, people in a same-sex marriage can also qualify on their spouse’s work record if they live in a state that accepts same-sex marriage or recognizes the laws of other states that do.
Otherwise, if you’re 65 or older, you can buy into Medicare by paying monthly premiums for Part A hospital insurance. You can also join Part B and pay the same premiums as other people. In both cases, you must be a U.S. citizen or a legal resident (green card holder) who has lived in the United States continuously for at least five years.
The amount you pay for the Part A premium in 2014 is $234 a month (if you have 30 to 39 work credits) or $426 a month (if you have fewer than 30 work credits). These amounts usually change a little each year. If you continue working until you’ve earned 40 credits (about 10 years' work in total), you’ll no longer be required to pay Part A premiums.
If you buy Part A, you must also enroll in Part B. But you can enroll in Part B without having Part A. You can get Part D prescription drug coverage if you’re enrolled in Part A or Part B. To join a private Medicare Advantage plan or to buy Medigap supplemental insurance, you must have Part A and Part B.
It’s important to know that if you don’t enroll in Part B when you’re supposed to, you risk having to pay a permanent late penalty when you finally sign up, even if you haven’t worked long enough to qualify for Part A without paying a premium for it. (Related article: “Can You Be Penalized for Not Enrolling in Medicare?”)
Patricia Barry is a senior editor for AARP Integrated Media and the author of “Medicare For Dummies” (Wiley/AARP, October 2013)
Also of Interest
Anonymous said...
7/21/2017 06:48:00 PM
Anonymous Anonymous said...
Living on macaroni, beans and cat food. Really? There are a lot of people out there that worked far more physical jobs then ours have no pension. Adjust your lifestyle or get a job. Don't start talking like "those people" who need to be taken care of their entire life. I'm not saying it's right what these spineless lying thieving politicians are doing but do what you have to do. A lot of people also work well into their 70's and have no pension either. I can't believe you threw the "cat food" out there.
7/21/2017 07:12:00 PM
Yeah but they get social security and have 401k's. It's a little hard to save money when you already have the thieving city taking $700+ dollars per month out of your paycheck for the pension. Quit defending this bullshit. I don't want to get a job because I already have this one that promised me a pension when I retire after 30 years of contributing into it.
If you get to "cat food" thought then prepare yourself for your retirement. Any cop considering retiring at cat food level has been wasting money trying to live beyond his means. One of our new PPOs came in today in his brand new hemi pickup lifted and loaded and talking about the motorcycle he's about to get. This kid has no clue of the road ahead. His fto said this is his first real job and his parents never made this much money. Then I see all these African American women buying these luxury cars and complaining about how they can't find a man to pay their bills and cant afford their kids school tuition or home repairs, WOW!
Anonymous Anonymous said...
RELEVANT SECTIONS OF THE DECISION
In 1983, the City agreed to provide a subsidy for the Police and Firefighter funds for a healthcare benefit. Under that plan, the respective annuity and benefit funds (the Funds) would provide a subsidy to the City to cover a set amount of the participants’ healthcare ($55 per month for non-Medicare-eligible retirees and $21 per month for Medicare-eligible retirees).
None of the retirees have a right to lifetime coverage based on contract, estoppel, or any constitutional theory other than the pension protection clause. Similarly, none of those other theories entitle the retirees to a benefit level greater than that provided by the 1983 and 1985 amendments.
The result here will predictably leave both sides unhappy. The retirees have intimated that the 1983 and 1985 fixed-rate subsidies are insufficient because the amount of the benefit covers little of their ever-rising healthcare premiums.
we hold that any retiree that began participating in the system before the 2003 settlement was executed has a claim for relief based on the 1983 and 1985 amendments by operation of the pension protection clause.
7/22/2017 02:05:00 AM
----
It is hard to read the 1983 amendment. The wording from Judge Cohen is:
"the basic monthly premium for each annuitant would be contributed by the City from the tax levy used to finance the funds."
That sounds to me the City put themselves on the hook to cover the whole thing.
Don't think there will be any retirements with the city only having to pay 3.75 percent of retiree health care, after many have over 30 years.What a Joke.
shortly after retiring I stopped paying my FOP Dues, because the FOP wasn't doing jack-Shit for our retirees, except taking their money, and giving them a little decal. Now age 66, and they still dont do jack-Shit, never contact me or any other elderly CPD retiree I know, to see if they can be of any help or assistance with anything. What pieces of shit. Once they stop getting their dues money after 30 years of paying in, they do not know you anymore. Scumbags just like our Politicians. Fuckin Assholes.
wow ... so you came on around 1977 and have no medicare. My dad came on, I believe in 1966, and has Medicare, and so do I.
So there's a whole group in there that, for whatever reason, doesn't get it, never paid into it. Not sure how all that works ... or why they did it that way.
Here's how it works. If you or your spouse didn't pay into Medicare, you don't get Medicare. Pretty simple.
Yeah but they get social security and have 401k's. It's a little hard to save money when you already have the thieving city taking $700+ dollars per month out of your paycheck for the pension. Quit defending this bullshit. I don't want to get a job because I already have this one that promised me a pension when I retire after 30 years of contributing into it.
Yes, but you too could have had a 401(ours is deferred comp) if you contributed to it. Also did you think social security is free. The citizens pay into SS and it costs about the same, but with a considerably reduced retirement benefit
Anonymous Anonymous said...
And the local 2 fire union doesn't give a dime for their members. Or ours. But they will benefit if our, Krislov, lawsuit is a winner. Thanks FireFighters. NOT !!!
Typical and not surprising
Anonymous Anonymous said...
I really like Aetna insurance as my Medicare supplement, the Blue Cross policy that we had with the city was SHIT!!! THERE ARE MANY THINGS THEY DON'T COVER.
I too like the Aetna plan. I was surprised by the deductible and choice of hospitals. I am healthy but my wife uses the policy and she has never had to pay a cent. Everything comes back 0 owed
Now as far as the city supplement it offers you more drs and hospitals because being a supplement they have to cover the drs an hospitals that Medicare covers which is almost all. One good thing about the city supplement is every year you have an opportunity to opt out into any other supplement there are hundreds out there and AARPhas numerous choices and they have to accept you. That is not true with an advantage plan like Aetna. You came be refused or pay more. Supplement to supplement is a done deal, the same doesn't go for the advantage plans. That's one drawback
To the couple of the folks on here complaining about the F.O.P. Not doing anything for the retirees I believe you are totally wrong!! My understanding is and I've been in court, (have you?) I believe the F.O.P. gave 100k to the law firm for the retiree health care fight!!!! Firefighters local 2 has done NOTHING!!!
The guy complaining about the FOP doesn't know what he's talking about. He had to be a real joy to work with.
A couple of things.
First, to the dimwit that thanked Dean. Fuck you, mushhead. The FOP was involved in this litigation long before Deano was limping around the FOP office with his thumb up his ass.
Second, the FOP has funded this lawsuit with more than one donation.
Anonymous Anonymous said...
To the couple of the folks on here complaining about the F.O.P. Not doing anything for the retirees I believe you are totally wrong!! My understanding is and I've been in court, (have you?) I believe the F.O.P. gave 100k to the law firm for the retiree health care fight!!!! Firefighters local 2 has done NOTHING!!!
7/23/2017 12:45:00 AM
You are correct, the FireFighters Local #2 has done jack shit and their members know about it and aren't saying a fucking thing. However, presently the FOB is not doing anything and they should be smelling blood in the water. That blood is tiny dancer and his administration. Note: the Mayor's E-Mail stating the medical is a benefit he took away, but the firefights who will benefit from our contributions is frosting my ass. If there was a way to cut them out of this suit, it would make me feel a lot better.
Anonymous Anonymous said...
RELEVANT SECTIONS OF THE DECISION
In 1983, the City agreed to provide a subsidy for the Police and Firefighter funds for a healthcare benefit. Under that plan, the respective annuity and benefit funds (the Funds) would provide a subsidy to the City to cover a set amount of the participants’ healthcare ($55 per month for non-Medicare-eligible retirees and $21 per month for Medicare-eligible retirees).
None of the retirees have a right to lifetime coverage based on contract, estoppel, or any constitutional theory other than the pension protection clause. Similarly, none of those other theories entitle the retirees to a benefit level greater than that provided by the 1983 and 1985 amendments.
The result here will predictably leave both sides unhappy. The retirees have intimated that the 1983 and 1985 fixed-rate subsidies are insufficient because the amount of the benefit covers little of their ever-rising healthcare premiums.
we hold that any retiree that began participating in the system before the 2003 settlement was executed has a claim for relief based on the 1983 and 1985 amendments by operation of the pension protection clause.
This is the real summary of the case, my guess this is written by an attorney involved in the suit.........
Now as far as the city supplement it offers you more drs and hospitals because being a supplement they have to cover the drs an hospitals that Medicare covers which is almost all. One good thing about the city supplement is every year you have an opportunity to opt out into any other supplement there are hundreds out there and AARPhas numerous choices and they have to accept you. That is not true with an advantage plan like Aetna. You came be refused or pay more. Supplement to supplement is a done deal, the same doesn't go for the advantage plans. That's one drawback
7/22/2017 04:52:00 PM
Not true, Aetna's plan covers you as does the City Plan, but more. The billing is straight forward and you are only dealing with Aetna. Aetna bills Medicare in the process and you never see a bill from Medicare. The insurance has more choices then the City Plan and is cheaper. I don't have a clue what you are talking about, "Supplement to Supplement is a done deal, the same doesn't go for the advantage plans." Both the City and Aetna have advantage plans, if you are talking about one being better then the other or something else I don't understand you last sentence. I followed the City and the Medical very closely, and compared both offers; the Aetna Advantage Plan had more and it was less costly. They (Aetna) also agreed, if the retirees win and the city is forced to insure us, Aetna would allow us to go back to the city plan; there would be no penalty. Studying the Medical Plans in detail, Aetna was better period. A lot of the retirees including myself were torn between the two choices. We had Blue Cross all of our adults lives and going to another Medical insurance was scary. Looking back I'm glad I did the research and picked Aetna, it was the right choice for me and others.
Anonymous Anonymous said...
To the couple of the folks on here complaining about the F.O.P. Not doing anything for the retirees I believe you are totally wrong!! My understanding is and I've been in court, (have you?) I believe the F.O.P. gave 100k to the law firm for the retiree health care fight!!!! Firefighters local 2 has done NOTHING!!!
7/23/2017 12:45:00 AM
Well why not ???? They should,they will also gain from it individually. It's also pretty easy to spend someone else's money (yours). Most important of all, don't forget, it was the fop that sold you out on the healthcare.
daley offered to pay for deputy chief pay for your pres as long as he convinced all that "it's only $2 a pay period" bs,knowing full well that door was open to increasing rates from then on. Next contract and every one since, members got stuck paying the d/c raise.
So you have no problem with them spending your dues to fix a problem they created and got rewarded for again at the costs of your dues. Only in chicago can people get fucked and then thank the one fuckin them.
Be careful about all Advantage Plans. Medicare covers nursing home stays for 100 days. Advantage Plans cover only 60 days and the start billing you $161. Per day for day 61 and after. There are also differences in coverage for rehab between Medicare and Advantage Plans. Advantage does cover prescriptions but you can beat that coverage by purchasing a separate Plan D from any insurance company.
nymous said...
Anonymous Anonymous said...
RELEVANT SECTIONS OF THE DECISION
In 1983, the City agreed to provide a subsidy for the Police and Firefighter funds for a healthcare benefit. Under that plan, the respective annuity and benefit funds (the Funds) would provide a subsidy to the City to cover a set amount of the participants’ healthcare ($55 per month for non-Medicare-eligible retirees and $21 per month for Medicare-eligible retirees).
None of the retirees have a right to lifetime coverage based on contract, estoppel, or any constitutional theory other than the pension protection clause. Similarly, none of those other theories entitle the retirees to a benefit level greater than that provided by the 1983 and 1985 amendments.
The result here will predictably leave both sides unhappy. The retirees have intimated that the 1983 and 1985 fixed-rate subsidies are insufficient because the amount of the benefit covers little of their ever-rising healthcare premiums.
we hold that any retiree that began participating in the system before the 2003 settlement was executed has a claim for relief based on the 1983 and 1985 amendments by operation of the pension protection clause.
This is the real summary of the case, my guess this is written by an attorney involved in the suit.........
7/23/2017 11:44:00 AM
Correct, but please do not forget the fire department contributed nothing. These cocksuckers are going to benefit from us.
Anonymous Anonymous said...
Be careful about all Advantage Plans. Medicare covers nursing home stays for 100 days. Advantage Plans cover only 60 days and the start billing you $161. Per day for day 61 and after. There are also differences in coverage for rehab between Medicare and Advantage Plans. Advantage does cover prescriptions but you can beat that coverage by purchasing a separate Plan D from any insurance company.
One thing I was curious about. Why did both FOP and the city offer only advantage plans. They could also have offered both BC/BS or Aetna supplemental plans which cover every hospital and dr that accepts Medicare which is about 99.9% of them. That would have eliminated tier 1 and 2. Just curious, must have been a reason
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